Terms and Conditions

1. Acceptance of Terms

By creating an account, subscribing to a plan, or otherwise using any part of the Service, you confirm that you are legally capable of entering into a binding agreement and that you accept these Terms in full. Dobit Portfolí may update these Terms from time to time; continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Nature of the Service

Dobit Portfolí provides analytical tools, data-driven insights, and informational content intended to support decision-making. The Service does not constitute financial, investment, legal, or tax advice, and nothing presented within the Service should be interpreted as a recommendation to take or refrain from any specific action. All outputs, scores, projections, or analyses are provided for informational purposes only and carry no guarantee of accuracy, completeness, or outcome.

3. Eligibility and Account Responsibilities

• Accurate Information You agree to provide accurate, current, and complete information when registering for an account and to keep this information up to date.
• Account Security You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
• Authorized Use Accounts are issued for use by the registered individual or entity and may not be shared, resold, or transferred without prior written consent.

4. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data; reverse-engineering, scraping, or reproducing proprietary methodology; using the Service to violate applicable laws or third-party rights; or interfering with the normal operation of the platform. Dobit Portfolí reserves the right to suspend or terminate access for any account found to be in breach of this section.

5. Subscriptions, Fees, and Billing

Where the Service is offered on a paid or subscription basis, applicable fees, billing cycles, and renewal terms will be presented at the time of purchase. Unless otherwise stated, subscriptions renew automatically until cancelled. You are responsible for reviewing pricing details before confirming a purchase. Refund eligibility, if any, will be governed by the specific terms disclosed at checkout or in a separate policy.

6. Intellectual Property

All content, methodology, software, design elements, and materials made available through the Service are the property of Dobit Portfolí or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, no part of the Service may be copied, modified, distributed, or used to create derivative works without prior written authorization.

7. No Warranty

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted availability. Dobit Portfolí does not warrant that the Service will be error-free, that defects will be corrected, or that any analysis, forecast, or output will prove accurate.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Dobit Portfolí and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunity arising from or related to use of, or inability to use, the Service, even if advised of the possibility of such damages. Where liability cannot be fully excluded under applicable law, it shall be limited to the minimum extent permitted.

9. Indemnification

You agree to indemnify and hold harmless Dobit Portfolí and its affiliates from any claims, damages, losses, or expenses, including reasonable legal fees, arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

10. Third-Party Services and Links

The Service may reference, integrate with, or link to third-party tools, data sources, or websites. Dobit Portfolí does not control and is not responsible for the content, accuracy, or practices of any third party. Use of third-party services is subject to their own terms and policies.

11. Suspension and Termination

Dobit Portfolí may suspend or terminate access to the Service, in whole or in part, at any time and without notice, where there is reasonable cause to believe these Terms have been violated, where required by law, or where continued provision of the Service is no longer commercially viable. Upon termination, provisions of these Terms that by their nature should survive will remain in effect.

12. Changes to the Service

Dobit Portfolí reserves the right to modify, suspend, or discontinue any feature or component of the Service at any time, with or without notice, and shall not be liable for any resulting impact on users.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Dobit Portfolí operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

15. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Dobit Portfolí website.